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Your Trusted Advisor

Helping You Achieve Your Financial and Life Goals


As a registered investment advisor, Servant Financial has the personal commitment along with the professional responsibility to provide you with sound investment advice. Your success is our success, and we only act in your best interest. This is ethical advising you can trust.


The Servant Difference

Our step-by-step advisement process is designed to find investment preferences aligned with your values, allowing you to confidently pursue and achieve your financial goals. We never rush into things, and we take our time to ensure expert implementation and monitoring of your investments. Our guiding principles—integrity, compassion, and expertise—can be found in everything we do:

Your success is our success. As a registered investment advisor, Servant Financial is not only legally obligated but personally dedicated to putting your interests ahead of our own. In addition, we invest alongside clients in the same portfolio models and private market investments we recommend for you. This ensures integrity, transparency, security, and trust between investor and advisor.

We proactively monitor emerging investment trends including Environmental, Social, Governance (ESG) investments. We help you invest with purpose by keeping up with trends in social justice, diversity, and governance investments; decarbonization and other environmentally conscious investments; and digitization and technology trends. This also includes investing in the post-COVID world.

We make low-cost, passive investing accessible to you. Our expert knowledge along with low-cost, broadly diversified public investment solutions help you start on a secure path toward your financial goals, right now.

As your personal registered investment advisor, Servant strives to ensure that your investment journey will be specifically tailored to your needs, preferences, and goals. Together, we will invest with purpose and share in success.


Latest Insights

March 20, 2024

IPOs Ready for Liftoff

Risk markets have been generally buoyant since the Federal Reserve paused its interest rate hiking cycle in 2023 and with…


February 29, 2024

Leaping Out of Credit Card Debt

Every four years, Americans are given the rare gift of time. February 29th only appears on the calendars every 1,460…


January 31, 2024

Bitcoin ETFs Clear SEC Hurdle: What it Means for Your Investment Portfolio

On Your Marks, Set In our January 11, 2024, special report, we conveyed that the Securities and Exchange Commission (SEC)…


December 29, 2023

The Next Big Thing

As humans, we are constantly looking towards “the next big thing.” Children look forward to Christmas Day when they find…


November 29, 2023

Got Questions?

In the December 2022 newsletter, we featured “12 Investment Themes of Christmas” where we presented important forward-looking finance considerations for…


October 28, 2023

Got Gold?

Hedge fund investor and billionaire Ray Dalio of Bridgewater Associates once retorted “If you don’t own gold, you know neither…


October 2, 2023

Hike Spike: Navigating REIT Sector Amidst Soaring Interest Rates

Introduction Since March of 2022, the Federal Reserve has lifted its benchmark interest rate 11 times and held rates steady…


August 30, 2023

Seventh Heaven: The Tech Titans Defining Tomorrow

As artificial intelligence begins to revolutionize knowledge and service industries, a new set of tech stocks titled the “Magnificent Seven…


July 25, 2023

Bitcoinalization: The Coming Institutionalization of Bitcoin

The digital economy is an umbrella term that describes how traditional brick-and-mortar activities are being disrupted or altered by the…


June 27, 2023

Mid-Year 2023 Review Will History Rhyme This Time?

We are almost halfway through 2023 and economists, investors, and consumers alike are all wondering where the U.S. economy and…


June 1, 2023

Summer Road Trip

The summer season has officially begun and following in the footsteps of the Griswold family, you’ve decided to take a…


April 28, 2023

Speeding Towards the E.R. – Economic Recession

Somebody Call 911, the U.S. Economy is Sick. Ambulance sirens blare, doctors prepare, and the patient is on their way…


March 31, 2023

Jeromeggedon and Calamity Janet

“Guess what guys, it’s time to embrace the horror! Look, we’ve got front-row tickets to the end of the earth!”…


March 6, 2023

Russia and Ukraine… One Year Later

By The Numbers One year ago, the lives of millions of Ukrainians were uprooted, and many more lives around the…


January 31, 2023

Where Have All the Good Workers Gone?

Reminiscent of the 1984 Bonnie Tyler hit from Footloose, many US employers are crooning for working class heroes. “I need…


December 22, 2022

Twelve Themes of Christmas

Contributions made by: John Heneghan & Michael Zhao   ‘Twas the week before Christmas, when all through the financial house,…


December 1, 2022

Wild Turkey Inflation Run

Equity and bond market investors have a very busy week ahead of them after giving thanks with friends and family…


October 30, 2022

Commodities Refresh

Investors are shaking out the dustbin of their investment strategies to take a fresh look at commodities that haven’t seen…


September 28, 2022

Almighty Dollar

Current Status of US Dollar What do George Washington, Abraham Lincoln, and Benjamin Franklin have in common? These three American…


August 29, 2022

Don’t Judge A Book By Its Cover

Goals of the Inflation Reduction Act The Inflation Reduction Act of 2022 was officially signed into law by President Biden…


July 29, 2022

Riding the Bitcoin Rocket

What is Bitcoin? Over the past few years it is more than likely you have either directly encountered Bitcoin or…


June 28, 2022

Environmental, Social, and Governance Investing

What is ESG Investing?  Earlier this year we introduced ESG investing to you as one of our 2022 investing themes…


May 27, 2022

The Rollercoaster Market

Disclosure: This is not investment advice. Consult your investment advisor to make decisions appropriate for your portfolio and life circumstances….


April 29, 2022

Re-Evaluating the Role of Gold in Investment Portfolios

2022 has proven to be a particularly interesting and bumpy ride for investors as we travel the economic path toward…


March 31, 2022

Carbon-Nation: Intro to Carbon Markets

Although agriculture is the fourth leading source of greenhouse gas emissions (see Figure 1), agricultural land also has the unique…


February 24, 2022

Going, Going, Gone! Is Inflation Running Away with our Money and our Investment Returns?

On the field that is the U.S. economy, currently loading the bases are looming interest rate hikes, the value of…


January 25, 2022

Through the Looking Glass – Investment Themes to Watch in 2022

The world has been riding the COVID-19 rollercoaster for the past two years. Similar to Alice’s adventures in Through the…


December 28, 2021

Organic Agriculture: Fad or Durable Trend?

Background on Organic Agriculture Walking down the aisle of the grocery store, a shopper can find a variety of different…


November 29, 2021

One Up On Main Street – A Farmer’s Daughter’s Guide to Farmland Investing

Author’s Note “This past month, I defended my master’s thesis on the Role of Farmland in a Mixed Asset Investment…


October 28, 2021

Rural Broadband: An Investment in Connectivity

Author’s Note “Growing up on a farm in rural Illinois, access to internet was always a hinderance in my family’s…


September 27, 2021

What is Education Technology?

Chalkboards, pencil sharpeners, and slide projectors: all represent old school educational tools. Today these low tech devices are being rapidly…


August 19, 2021

Controlled Environment Agriculture: the Inside Scoop on Indoor Ag

Raging wildfires. Extreme droughts. Violent hurricanes. Rogue tornadoes… Nature is unpredictable. 2020 was a record-setting year for natural disasters, and…


July 20, 2021

Investing with Purpose: Mid-Year Reflections and Resolutions

Investing with Purpose isn’t an oxymoron. At Servant Financial, we believe that profit and principles go hand-in-hand. In early 2021,…


June 21, 2021

Promises and Pitfalls: the Uncertain Future of Carbon Credits

Modern-day Americans enjoy a standard of living that our forebears could only have dreamed of. Cell phones and computers, ready-made…


May 24, 2021

Fad or Fact? Investing in Organics

From fruit to baked goods, burgers to craft beer, organic is in. In 2016, 82% of Americans reported purchasing organic…


April 19, 2021

Food: from Farm to Future

Personal technology devices. Online delivery services. Life insurance. Even gas and oil… Technically speaking, all of these items and services…


March 6, 2021

Solving the Renewables Riddle: Investing in Energy Storage

Imagine a world powered totally by renewable energy. One still, winter night, you nestle in your favorite chair, switch on…


February 5, 2021

Investing With Purpose in 2021

    At Servant Financial, our mission is to help you invest with purpose, but what does that mean? Everyone…


December 16, 2020

Reawakening to Bitcoin – in the wake of the pandemic, Bitcoin has reached an all-time high

In the short time since we visited Bitcoin in our feature article, “Wake Up to Bitcoin,” in June, the cryptocurrency’s…


December 9, 2020

Invigorating Our Mission — Re-Designing Our Website and Re-Visiting Our Values

    Servant Financial Ltd. recently decided it was time to update our website. Since our initial website launch, we…


November 25, 2020

Soak Up the Sun — Investing in Solar Power

Solar photovoltaic (PV) energy is 2020’s fastest growing renewable energy source. According to the National Renewable Energy Laboratory, the United…


October 14, 2020

Blowin’ in the Wind

The History of Wind Power Seven thousand years ago, the Egyptians and Phoenicians used wind to power sailboats. This was…


September 8, 2020

Go with the Flow — Investing in Hydropower

What is Hydropower? Hydropower is a type of renewable energy that uses the force of flowing water to produce electricity….


July 30, 2020

Investing with Purpose

ESG and SRI Investing Investors use Environmental, Social, and Governance (ESG) criteria to guide more sustainable and socially responsible investment….


June 2, 2020

Wake Up to Bitcoin

What is Bitcoin and how does it work? Bitcoin (BTC) is the most well-known and successful form of cryptocurrency with…


About Servant Financial


My name is John S. Heneghan, registered investment advisor and president of Servant Financial. I established Servant Financial because I believe in investing with integrity, compassion, and experience. It’s our mission to provide the trusted financial expertise you need to manage your investments and build a better future for you, your family, and your community.